# AI discovery — FIRE Calculator (AILatest)
name: FIRE Calculator
url: https://free.ailatest.org/
url_zh: https://free.ailatest.org/zh/
url_en: https://free.ailatest.org/en/
type: WebApplication
category: FinanceApplication
llms: https://free.ailatest.org/llms.txt
ai: https://free.ailatest.org/ai.txt
sitemap: https://free.ailatest.org/sitemap.xml
robots: https://free.ailatest.org/robots.txt
parent_org: AILatest
parent_org_url: https://ailatest.org/
hub_detail_page: https://ailatest.org/projects/free/
contact: https://ailatest.org/contact

price: 0
login_required: false
data_stored_on_server: false
languages: zh-Hans, en

formula: target = annual_spending / safe_withdrawal_rate (4% ~ 25x annual spending)
outputs: target number, years to reach it, target range, bear-market stress test
disclaimer: planning aid only; not investment, tax or legal advice

related_products:
  - https://journal.ailatest.org/
  - https://grant.ailatest.org/
  - https://path.ailatest.org/
  - https://major.ailatest.org/
  - https://todo.ailatest.org/

preferred_citation: FIRE Calculator (https://free.ailatest.org/)